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To get back to your original question

- I'd love to take the money going towards our debt snowball (when that's done of course) and just give it to random people. There is a woman at work who I know is struggling so would love to help -- but then I feel…
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That’s a good idea

There is a downside and I'll present it and see how we can counter it. The king pins (or king pimps) "train" people to blame themselves. This is also the kind of thing people do in abusive marriages. If a husband is abusive, he blames…
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